Finavore connects your cash, income, spending, assets, debts, goals and history into one workspace, then simulates how long your money could last when something changes.
Your entire financial picture on one screen. Every card is a live calculation, and every card can be moved, resized, hidden or pinned.
Customizable dashboard
Drag cards by their handle to reorder them. Change card size, pin what matters most to the top, or hide anything you do not need right now.
Drag & drop reordering
Card sizes: extra small to full width
Pin, hide and restore cards
Collapse a card to just its headline number
Live key figures
Every number on the dashboard recalculates instantly when you change a value. No manual refresh, no stale totals.
Net worth
Liquid cash and expected future cash
Monthly income and spending
Monthly savings and savings rate
Layoff runway and monthly cash burn
Dashboard presets
Start from a layout built for the way you use Finavore. You can still adjust everything afterwards.
Balanced — a bit of everything
Savings Focus — savings and goals first
Wealth Focus — net worth and assets first
Runway Focus — cash and stress testing first
Light and dark themes
Switch between a bright daylight theme and a deep nighttime theme. Your choice is remembered for the next visit.
02 · Money
What you own and what you owe
Money is separated into the categories that matter: what you can access today, what you expect later, and what is locked away for the long term.
Money sources
Track the money you can actually use today, and control exactly what counts toward your runway.
Checking account
Savings account
Dedicated emergency fund
Cash on hand
Money market / cash reserve
Brokerage cash and liquid investments
Other liquid assets
Expected future cash
Money you expect later is kept separate. It is never treated as available today, and it enters the simulation at its expected date.
Expected tax refund
Money owed to you
Other expected cash
Optional expected date for each entry
Assets
Record what you own, categorise it and see how it contributes to your net worth. Asset value is not treated as cash unless you say so.
Gold and silver
Property and vehicles
Investments and business value
Collectibles, art and domains
Optional outstanding loan per asset
Liabilities
Track every balance you still owe with its type, monthly payment and interest rate.
Mortgage
Credit card and student loan
Personal loan and car loan
Medical debt and BNPL
Business debt and other
Net worth, always up to date
Net worth is everything you own minus everything you owe. It recalculates the moment you change a balance, add an asset, or update a liability, and it is recorded into your history each month so you can see the trend over time.
03 · Cash Flow
Income in, spending out
A detailed catalog of income sources and expense categories, with baselines that stay stable and actuals you can record each month.
Income sources
Turn on only the sources that apply to you. Each one keeps its own baseline, current value and notes.
Primary salary and partner income
Freelance and side income
Part-time, second job and business income
Commission and bonus
Rental, interest and dividend income
Pension and public pension
Unemployment and benefit income
Child support, alimony and family support
Annuity and other recurring income
Expense categories
Over 150 expense items arranged into 15 clear groups, so you can record the level of detail you actually want.
Housing and utilities
Food, personal and entertainment
Shopping and transportation
Healthcare, children and family care
Debt payments, insurance and education
Taxes, fees and lifestyle
Baselines and current values
A baseline is your saved normal amount. It only changes when you explicitly set a new one. Your current value can change freely without touching the baseline.
See your current value as a percentage of baseline
Set a new baseline with one click
Sliders for fast adjustment
Exact value entry when you need precision
Essential flagging
Mark the expenses you would still need to cover in a survival scenario, such as housing, food, utilities, healthcare and minimum debt payments.
Drives the essential survival runway
Clearly marked in your expense list
Adjustable at any time
Planned versus actual
Plan at the start of the month, update during the month, then record what really happened. Finavore keeps the plan and the actual side by side, and shows exactly where your savings came from.
04 · Savings & Goals
What you keep and what you are building
Savings are tracked monthly and cumulatively, and every goal keeps its own progress, contribution and target date.
Savings tracking
See how much you kept this month, how that compares to last month, and how much you have saved so far this year.
Savings this month
Savings last month
Year-to-date savings
Cumulative savings
Savings rate as a percentage of income
Emergency fund shown separately
Goals
Give any goal a name, a target amount, an amount already saved and an optional monthly contribution.
Progress bar with percentage
Amount still remaining
Estimated months to reach the goal
Optional target date
Goal reached state
Archive completed goals
Where your savings came from
Finavore compares planned and actual amounts for the current month and shows which categories saved you money and which ones went over. No guessing, no spreadsheets.
05 · Runway & Stress Testing
How long would your money last?
The core of Finavore. A month-by-month simulation of your cash under the current plan, and under any what-if scenario you want to test.
Two runway figures
Every scenario produces two separate runway numbers, so you can see both the comfortable version and the survival version.
Current lifestyle runway
Essential survival runway
Estimated depletion date
Weeks remaining alongside months
Monthly cash burn
How much of your available money covers the gap between income and spending each month, and whether you are burning or saving.
Burn amount when spending exceeds income
Monthly surplus when income exceeds spending
Net cash flow including all active sources
Estimated ending cash after the month
Scenario presets
Apply a realistic what-if situation with one click, then compare the result against your current plan side by side.
Total job loss
25% and 50% salary reduction
Freelance stops
Partner income drops
Entire household income loss
Rent +20%
Spending +10% and spending cut
Emergency expense
Custom scenarios
Build your own scenario when the presets are not enough. Adjust individual income sources, scale all expenses, or add your own events.
Set any income source to any value
Scale expenses from 40% to 200% of plan
Per-category expense adjustments
Add severance, temporary income or one-time costs
Compare against your baseline
Your scenario is always compared against your current plan. Finavore shows the baseline runway, the scenario runway and the difference in months, so the impact of a change is instantly visible.
06 · Charts & History
See the trend, not just today
Every month you close becomes a snapshot. Over time, those snapshots become your financial story.
Net worth over time
A clean line chart of your net worth across every recorded month, with interactive tooltips on hover or tap.
Savings over time
Switch between monthly savings and cumulative savings with a single tap. Both views update live as new months are recorded.
Cash runway chart
A month-by-month projection of your cash. View the current lifestyle curve, the essential survival curve, or both at once.
Current Lifestyle view
Essential Survival view
Compare Both view
Breakdown charts
Donut charts for income and expenses, plus an asset allocation breakdown, all with clear labels and percentages.
Monthly history
Every closed month becomes a snapshot with income, expenses, savings, cash, net worth and runway. You can reopen a month at any time.
Plan, update, record actuals and close
Month-by-month snapshot table
Reopen and re-close as needed
Comparisons and annual report
Compare this month against last month across income, spending, savings, cash, net worth and runway. The annual report totals the year.
This month vs last month
Year-to-date totals
Annual savings rate
Ending cash and net worth
07 · Data & Portability
Your numbers, your files
Backup, restore, export and print. Your information is always under your control and easy to move.
JSON backup
Download a complete copy of your application state: financial values, baselines, actuals, history, layout and settings. One file, everything preserved.
Restore with preview
Drop a Finavore backup file and see a preview of what it contains before anything is applied. Files are validated first.
Drag and drop, or choose a file
Preview months, income, expenses, assets, goals
Backup date and app version shown
Replace confirmation before applying
CSV export
Export every section, money, income, expenses, assets, liabilities, goals, future events and history, as a spreadsheet-ready CSV file.
Print report
Generate a clean printable summary of your financial position, ready for PDF or paper, with a summary, income, expenses, assets, liabilities and goals.
Delete all local data
Remove everything Finavore has stored in this browser with a single action. You are prompted to download a backup first, and the confirmation step prevents accidental deletion.
08 · Personalization
Make Finavore feel like yours
Profile, currency, theme, layout and quick editing. Small details that make the workspace easier to live in.
Profile
Add your name, country, household and dependents. Your name personalises the greeting on your dashboard.
150+ currencies
Choose from a worldwide list of currencies including USD, EUR, GBP, INR, JPY, AUD, CAD and many more. Amounts are formatted in your chosen currency.
Quick Edit
Open a single panel to update the numbers that change most often: money, income, expenses and this month's actuals. Changes save automatically.
Edit My Plan
Revisit any section of your setup without starting over. Update your income, expenses, assets, liabilities, goals or future events at any time.
Twelve tabs, one workspace
Overview, Money, Income, Expenses, Assets, Liabilities, Savings, Goals, Runway, Stress Test, History and Settings. Everything lives one tap away, and nothing gets in the way of the numbers that matter to you.
See it in action
Open the demo dashboard to explore every feature with fictional data, or start building your own private workspace.